Free forever. Upgrade for superpowers.

Pricing questions, answered

Is the free tier really free forever?

Yes. Cards, transactions, perks, offers, the ROI dashboard, and CSV export are free with no time limit. We make money on Premium and on affiliate card applications, not by paywalling your data.

What's in Premium?

The Trip Planner (with AI concierge, saved trips, sharing, and Gmail import), Nearby Offers (geo-located offer map plus SMS alerts), unlimited saved trips, expiration reminders, and annual-fee renewal alerts. Premium users also get early access and transfer-bonus alerts.

How long is the trial?

30 days, full Premium access, no credit card required. After that you drop back to the free core tier unless you pick a paid plan. Your data stays either way.

Can I cancel any time?

Yes. Cancel from Settings and your card won't be charged again. You drop back to the free tier and your data stays.

Do you offer student or non-profit pricing?

Yes. Email us with your .edu address or 501(c)(3) confirmation and we'll set you up.

How do referrals work?

When you add a card on Finstracker and include your referral code, both you and the person you referred earn bonus points on their welcome offer. We track it so you never miss a referral bonus.