From wallet to dashboard in four steps.
You add your cards and accounts, log what happens, and Finstracker does the math. No bank login required.
Free card and money tracking. Premium is $4/month or $36/year, with a 30-day free trial. Premium includes the AI Assistant, points-trip planning, Google Flights and Google Hotels cash comparisons, supported Seats.aero flight and Rooms.aero hotel awards, and price watches; usage limits apply.
Create an account, or bring yours
Sign up with your email, or sign in with your existing Finstracker email or username and password. If you had cards, perks and offers in the original app, they are copied in the first time you sign in.
Add your cards and accounts
Start a card from a preset or add your own, set what a point is worth to you, its earn rates and fee. Add checking, savings, credit, investment and business accounts. New accounts start with sample data you can edit or delete.
Log what happens
Log purchases and redemptions on your cards, add perks and offers, and keep your transactions, budget and bills up to date. Import a CSV if you already keep a spreadsheet.
Review your money and build a plan
Review reports and your financial checkup, then build a forecast for your household. With Premium, ask the assistant about your finances or approve an itinerary preview with mapped days, bookings and a points-versus-cash budget.
Choose where to start.
Explore card recommendations and benefits, household and business reports, per-person forecasts, investment analysis, or Premium trips with travel deals, transfer bonuses and price watches.
See every featureWhat you don't have to do
Finstracker is opinionated about what it leaves out.
No bank login
Nothing asks for your bank credentials. Bank linking is planned as an optional Premium feature; until then you add accounts and transactions yourself or by CSV.
Start free, choose Premium
Card and money tracking stay free. Premium adds the AI Assistant and points-trip planning for $4/month or $36/year, after a 30-day free trial with no card needed. Export your data to CSV any time.
No spreadsheet maintenance
Recurring perks are split into dated rows and roll into the next year on their own. Totals and dollar values are worked out for you.
See what your cards and your money are doing for you.
Free to use. No credit card required.
Get started free